Car Insurance

Minimum premiums and standard underwriting acceptance criteria apply. All drivers must be aged between 23 and 75. Please see Important Information for full terms and conditions.

You won't find this offer on any price comparison site - it is only available if you come to us direct.

Your quote must be on a like for like basis with your existing renewal premium. For example, it should be for the same vehicle. However, any compulsory excess applied is subject to standard underwriting criteria. In some instances this may mean a higher excess than your renewal premium.

Santander Car Insurance is arranged and administered by Equity Direct Broking Limited.

> How much could I save?

With comprehensive car insurance cover you can enjoy the following benefits as standard:

  • 24 hour claims line
  • 24 hour windscreen replacement and repair
  • Courtesy car while your vehicle is being repaired (subject to availability)
  • Foreign use cover when you drive your vehicle in the EU for up to 60 days per single trip
  • Unlimited cover for manufacturer fitted audio and sat nav equipment
  • Up to 300 of insurance cover if your keys are lost or stolen
  • Child seat cover (up to 100 per seat)
  • 3 year guarantee on all approved repair work
  • Personal belongings cover - up to 150 cover

Find out more on our What's covered? page.

> How much could I save?


Use our car insurance calculator to find out how much you could save, or call us on 0800 032 8035

As part of our efficient and friendly service we:

  • Help to keep our prices low with anti-fraud technology
  • Can provide you with Eco-friendly documents (if requested)
  • Only have UK based call centres
  • Offer a choice of comprehensive cover or third party fire and theft cover


Important Information:

Santander Car Insurance is subject to a minimum premium of 225 for comprehensive policies and 195 for third party fire and theft.

Quotations are subject to standard underwriting and acceptance criteria and are valid for 30 days. Cover is available for single vehicle policies only. The policy holder and any named drivers must be aged between 23 and 75.

The "beat your renewal premium" offer:

  • Available to existing Santander customers only who don't have a Santander Car Insurance policy and have a current renewal premium from another provider.
  • Before you call for a quote, please ensure that you have your Santander credit / debit card or account reference to hand, as you will be required to supply this.
  • Written proof of your existing renewal premium will be required. Failure to provide this could result in your policy being cancelled.


Further Information

Terms and conditions, restrictions and exclusions apply. Full details are contained in the policy documents which are available to download from here. Subject to availability. We reserve the right to amend these terms and withdraw this offer at any time.

If you need to speak to our customer services team, you can call us free on 0800 917 5090 and select option 3.

Santander Car Insurance and optional extras are sold by Santander UK plc and administered by Equity Direct Broking Limited. Registered Office: Library House, New Road, Brentwood, Essex, CM14 4GD. Registered in England and Wales No. 6710272. Authorised and regulated by the Financial Services Authority. FSA registration number 490061.

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