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Travel Insurance

30% off Santander Travel Insurance for our 123 customers, or 20% off for all other Santander customers when you apply online.

Get cover online or over the telephone - with a 24 hour travel emergency helpline.

Santander Travel Insurance is underwritten by ACE European Group Limited.

You must apply online to take advantage of these discounts.  If you prefer to apply over the telephone, or if you are not a Santander customer, you can contact one of our friendly UK based advisers on 0800 519 9921.

Choose between European or Worldwide cover, and an annual or a single trip policy.  Policies are available for individuals, couples or families.

Our annual multi-trip policy starts from under £45 for European individual cover, and could suit you if you are planning more than one trip in the year.  It provides cover for trips of up to 30 consecutive days.  

A single trip policy will cover you for one trip of up to 30 days.

Your actual premium will depend on your individual circumstances.  Customers with pre-existing medical conditions may be required to contact the medical screening helpline for a quote.  If this is the case, you will be prompted to do this within the online application process.

What's covered as standard?

All our policies include the following levels of cover: 

  • Cancellation cover up to £5,000  

  • Personal property up to £1,500

  • Abandonment of holiday (due to travel delay) up to £5,000 

  • Unlimited medical expenses 

  • Legal advice up to £25,000

  • Personal accident cover up to £25,000

  • Personal liability cover of £2 million

For a full list of what's covered and more detailed information, please see our policy document

Additional cover available:

The discounts also apply to winter sports cover which is available for an additional cost. It will provide cover for skiing, tobogganing, snow boarding and outdoor ice-skating. We will cover you for ski equipment, loss of lift pass, piste closure and replacement ski hire if required and medical cover if the injury is as a result of any of these sports.

Competitive winter sports including ski or ski bob racing, mono skiing, ski jumping, ski boarding, ice hockey and the use of bobsleighs and skeletons are excluded.

For a full list of what's covered and more detailed information, please see our policy document

Next steps

Once you have applied, you will be notified via text message and/or email (depending on the option selected at time of purchase).  The confirmation will contain the policy number and numbers to call in an emergency.

Important Information


Quotations are subject to standard underwriting and acceptance criteria.

The discounts apply to our standard policies only which are only available to UK residents who are under 65 on the day they purchase their policy.

We have a policy available for customers aged between 65 and 75.  Further information can be found here.

Important information for Santander current account customers

If you hold a Santander current account from our Reward or Premium range, your account benefits may include annual family worldwide travel insurance.  Please refer to your policy document for full details.

If you have a query or wish to make a claim, please contact us on the appropriate number below:

Reward Current Account:                                                       0844 848 7072
Premium Current Account:                                                     0844 848 7074
Family Reward Current Account:                                             0844 848 7075
Travel Reward Current Account:                                             0844 848 7073

Premier and Premier Direct Current Account                            0800 093 4745

Premier 50 Current Account                                                    0844 332 9946

Santander Travel Insurance is sold by Santander UK plc and underwritten by ACE European Group Limited. Registered office: ACE Building, 100 Leadenhall Street, London, EC3A 3BP. Registered in England Number 1112892. Authorised and regulated by the Financial Services Authority. FSA registration number 202803.

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